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SMH Commercial Real Estate
A COMMERCIAL BROKERAGE PRACTICE SINCE 1992

                        

 
Home Up Contact us Request Info About SMH SMH Policy Buy-Sell-Lease For Sale For Lease

Professionally Prepared Commercial Loan Proposals Greatly Increase Borrowing Power

In most instances, professional loan proposals embody the essentials of a loan request into a single document.    Our Commercial Loan proposals are incorporated into your business plan as an optional addendum with an interactive consulting service with third party professionals.  This important link produces a dossier that lenders can readily interpret, and instills a higher degree of integrity into our work.

Approval of a loan application depends on many conditions including how well a business operation and its principals have preformed in the past, its financial history and the manner in which a proposal is presented to a lender.  Chances of obtaining a loan improves enormously with a well written business plan and loan proposal.  Lenders want to make loans, but they must make loans they believe can be repaid.
 
A professionally written commercial loan proposal is designed to accentuate specific objectives and give rise to relative market information that relates to your company's products and services.  National market information is implemented when necessary to project market share data as it relates to your competition and customer base.

Financial statements, income and expense statements, federal tax returns and ownership status are all necessary when applying for a commercial loan.  To capture a lender's attention, whether starting fresh or expanding and existing business, our narrative form proposals outline your business operation; background, education, experience, skills and accomplishment.

Our narrative form dossiers are designed to chart historical data, profile personal and professional financial data, project verifiable cash-flows and income streams, and demonstrate realistic debt service solutions.  Our work will increase your borrowing potential, and mitigate risks lenders assume making weighted decisions from ineffectual information.  Our business plans and loan proposals deliver exacting information from which loan applications can be approved with confidence.  We combine a depth of knowledge with experience and reliable information sources with each assignment we undertake.  Whether seeking start up funds or business expansion financing, our services strive to enlarge lender interest, expedite closings and circumvent delays and loan rejections.

 

 
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For answers to questions or comments about this web site, please call us.  (605) 348-1918
Copyright © 2006 SMH Commercial Real Estate.  Last modified: 02/07/12

Thank you for visiting our web-site.  For answers to questions respecting the services we provide or properties we represent, please contact us!
Stanley M. Houk, Licensed South Dakota Real Estate Broker
SMH Commercial Real Estate / 2302 East Saint Andrew Street / PO Box 494 / Rapid City, SD  57709-0494